HDFC Bank Visa Signature Credit Card
The HDFC Bank Visa Signature Credit Card is made for those who love to travel, this credit card offers access to airport lounges and lets you earn 2 Reward Points for every Rs.150 that you spend.
- Rewards: Cardholders can earn 2 reward points for every Rs. 150 spent on all domestic and international transactions. Reward points can be redeemed for a variety of rewards, such as statement credits, gift vouchers, travel rewards, and merchandise.
Fuel surcharge waiver: Cardholders get a fuel surcharge waiver of 1% on all fuel transactions at petrol pumps in India.
Lounge access: Cardholders get 4 complimentary domestic lounge visits per quarter and 2 complimentary international lounge visits per year.
Purchase protection: Cardholders get purchase protection of up to Rs. 10,000 against theft or loss of goods purchased with the card.
Extended warranty: Cardholders get an extended warranty of up to 1 year on products purchased with the card.
Balance transfer: Cardholders can transfer their outstanding balance from other credit cards to the HDFC Bank Visa Signature Credit Card at a lower interest rate.
EMI conversion: Cardholders can convert their eligible purchases into EMIs at a competitive interest rate.
Add-on cards: Cardholders can get up to 3 add-on cards for their family members.
Enjoy the comfort of over 600 global airport.
Earn 2 Reward Points for every ₹150 spent on your card. These points can be redeemed for air travel, hotel stays, and other rewards.
Save up to ₹ 8300 on lounge access (Priority Pass membership worth $99) and fuel costs every year
Welcome Benefit- None
Reward System- Earn two reward points for every ₹ 150 you spend 1 RP = Rs. 0.20 Earn 1 RP for every INR 100 spent. Effective Cashback Rate- 0.2%
Billing Cycle- 30 Days
Interest Rate- 3.49% per month
Special Feature- None
Credit Card Type- Travel Credit Card
The verdict
- Overall, the HDFC Bank Visa Signature Credit Card is a premium card that offers a wide range of benefits for travelers, frequent spenders, and those who value convenience and security. However, the card provide very limited rewards, therefore one should check other available cards too.
Rating
How to get
Visit the HDFC Bank website or app. Click on the "Credit Cards" tab.
Click on the "Visa Signature Credit Card" link. Click on the "Apply Now" button.
Fill in the application form with your personal and financial details.
Upload the required documents, such as your PAN card, Aadhaar card, and income proof.
Review your application and submit it.
Once you have submitted your application, HDFC Bank will review it and get back to you within a few days.
If your application is approved, you will receive your HDFC Bank Visa Signature Credit Card in the mail within 7-10 working days.
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Review by
Abhijeet Saxena
About the Expert
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai