Card Profile and Eligibility
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HDFC Platinum Plus Credit Card has been launched by HDFC bank.
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The HDFC Bank Platinum Plus Credit Card rewards you for every rupee you spend. This premium credit card also comes with additional perks like free accidental death insurance and purchase protection.
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Applicant should be salaried employee, 21 to 60 years of age OR self-employed, 21 to 65 years of age.
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The minimum CIBIL score of the applicant should be 700 or above.
Unique Features
For every Rs.150 that you spend you will get 2 Reward Points.
50% more Reward Points for incremental spends above Rs.50,000 in a statement cycle.
Get 50 days of interest-free credit
With EMV Chip technology in your card, you can protect yourself from fraud.
Get zero liability on lost card if reported immediately.
Three add-on cards free for your family.
Earn 1,200 and more reward points yearly.
Features And Fees
Annual Fee
As per the bank's policy
Joining Fee
As per the bank's policy
Petrol Transaction Surcharge
Fuel Surcharge Waiver
capped at ₹250
EMI Deals
Yes
Late Payment Fee
For Total Amount Due :
0- Rs.50,000+
Charges:0-Rs.1300
Railway Ticket
Purchase Fee
30+2.5% of Transaction amount
Rewards Redemption Fee
75 per redemption request
Airport Lounge Access
No
Cash Processing Fee
Rs. 100
Payment Return Charges
2% of payment amount
Additional Card Fee
NIL upto 3 Add on cards
Reward Points Validity
Upto 2 years
Interest
3.49% per month
Over Limit Charge
2.5% of the over-limit amount
Foreign Currency Transaction
3.5%
Cash Advance Fee
2.5%, with a minimum of Rs 500
MyRupaya Rating
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What We DiD Not Like
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No airport lounge access.
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With increasing fuel prices more benefit on fuel would have been great.
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Annual fees & Joining fees is not disclosed.
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