HDFC Bank Platinum Plus Credit Card
The card offers 2 reward points on all general purchases and 50% more rewards for every Rs. 150 you spend above Rs. 50,000 per statement cycle.
- Rewards: Earn 2 Reward Points for every Rs. 150 spent, with 3X rewards on SmartPay transactions and 50% more rewards on dining expenses exceeding Rs. 50,000 per statement cycle.
Fuel Surcharge Waiver: Enjoy a complete waiver of fuel surcharges on all fuel transactions.
SmartPay Benefit: Receive 2% cashback on all SmartPay payments, with a maximum cap of Rs. 200 per statement cycle.
WalletAssist Protection: Safeguard your card against unauthorized transactions with WalletAssist, providing fraud cover of up to Rs. 2.5 lakhs.
Interest-Free Credit Period: Utilize up to 50 days of interest-free credit on purchases, extending your repayment flexibility.
Add-on Cards: Get up to three complimentary add-on cards for your family members, allowing them to enjoy the card's benefits.
Global Acceptance: Make seamless transactions worldwide with the card's global acceptance.
Concierge Services: Access HDFC Bank's exclusive concierge services for personalized assistance with travel, dining, and entertainment arrangements.
EMV Chip Technology: Enjoy enhanced security with EMV chip technology, protecting your card information from unauthorized access.
Get 50% more rewards for every ₹ 150 you spend above ₹ 50,000 per statement cycle
Get up to three add-on cards free for your family
Safeguard your card against unauthorized transactions with WalletAssist, providing fraud cover of up to Rs. 2.5 lakhs.
Welcome Benefit- None
Reward System- Earn 2 reward points for every ₹ 150 you spend Earn 1 RP for every INR 100 spent. 1 RP=0.20 paisa. Get 50% more rewards for every ₹ 150 you spend above ₹ 50,000 per statement cycle
Billing Cycle- 30 Days
Interest Rate- 3.60% p.m. 43.20% p.a.
Special Feature- None
Credit Card Type- Regular Credit Card
The verdict
- The HDFC Platinum Plus Credit Card, a premium choice, caters to frequent travelers and high spenders. However, the card is very basic and provides very limited offers and benefits. Therefore, before investing in this card one should check other cards available in the market.
Rating
How to get
You can apply for the card on the HDFC Bank website.
To do this, simply visit the website and click on the "Apply for Credit Card" link.
You will then need to provide some basic information about yourself, such as your name, address, and contact details.
You will also need to upload scanned copies of your identity and address proof documents.
Once you have applied for the card, the bank will review your application and make a decision.
If your application is approved, you will receive the card within a few weeks.
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Review by
Abhijeet Saxena
About the Expert
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai