HDFC Bank Doctors Superia Credit Card
Customers can also earn 50% more reward points at select restaurants.
- Welcome Benefits:
1000 Reward Points
500 Bonus Reward Points on 1st utility bill payment (Payment through Smart Pay or directly to the merchant)
Direct Pay Benefit - 1% Cashback on all utility bill payments directly made to the bill merchant with a max cap of Rs 150.
Doctor's Superia Rewards:
Earn 3 Reward Points for every Rs. 150 spent on all transactions.
Enjoy 50% more reward points on transactions at select restaurants.
Power Dining:
Get complimentary Dineout Passport Membership which offers:
Assured flat 25% off at 2000+ premium restaurants
1+1 on buffet at 200+ restaurants
Additional 5% off and Rs.0 Convenience fee
Professional Indemnity Insurance:
Provides you protection worth up to Rs. 20 Lakh* against costs arising due to professional negligence.
Fuel Surcharge Waiver:
Get 1% fuel surcharge waiver at petrol pumps across India.
Easy Utility Bill Payments:
Get 1% cashback on all utility bill payments directly made to the bill merchant with a max cap of Rs 150.
SmartPay Benefits:
Get 2% cashback on all SmartPay payments with a max cap of Rs 200 and reversal of Rs. 10.
Airport Lounge Access:
Get complimentary lounge access at select domestic and international airports.
Accident Insurance:
Get accidental insurance coverage of Rs. 2 Lakh.
Purchase Protection Insurance:
Get purchase protection insurance of Rs. 2 Lakhs
HDFC Bank Doctor’s Superia Credit Card gives you tons of reasons to dine out. Enjoy 50% more reward points* when you dine.
Doctor's Superia Credit Card provides you protection worth up to Rs. 20 Lakh* against costs arising due to professional negligence.
You can also redeem your Reward Points for exciting gifts from an exclusive rewards catalogue, at the applicable redemption rate.
Welcome Benefit- 1000 Reward Points
Reward System- Enjoy spending on your HDFC Bank Doctor’s Superia Credit Card with 3 Reward Points for every Rs. 150 you spend. Accumulate Reward Points and redeem them for air miles on more than 20 international airlines or on any major domestic airline. (100 AirMiles = 667 Reward Points) 1 reward point can range from Rs. 0.20 to Rs. 0.50,
Billing Cycle- 30 Days
Interest Rate- 3.6% per month (43.2% per annum)
Special Feature- Professional Indemnity Insurance: Doctor's Regalia Credit Card provides you protection worth up to Rs. 20 Lakh* against costs arising due to professional negligence This policy covers: • Bodily injury and/or death of any patient caused by error, omission or negligence in professional service rendered •Legal costs and Defence expenses.
Credit Card Type- Doctors Privilege Credit Card
The verdict
- The HDFC Bank Doctors Superia Credit Card is a great option for doctors who want to earn rewards on their everyday spending and take advantage of a range of benefits tailored to their needs. Needless to say, the HDFC Bank Doctor’s Superia Credit Card is liked by most doctors owing to its customized benefits. Like any other credit card, it comes with certain liabilities and one should maintain punctuality related to balance payments to avoid any financial burden associated with it.
Rating
How to get
Go to the HDFC Bank website and click on the "Apply for Credit Cards" tab.
Select the "Doctors Superia Credit Card" from the list of cards.
Enter your personal and professional details.
Upload your scanned documents, such as your PAN card, Aadhaar card, and medical registration certificate. Submit your application.
You will be contacted by HDFC Bank's credit card team for further processing of your application.
The approval of your application will depend on your credit score and other factors.
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Review by
Abhijeet Saxena
About the Expert
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai