Card Profile and Eligibility
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Axis Bank Ace Credit Card has been launched by Axis Bank.
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The card becomes your daily companion, providing you with accelerated cashback on all of your purchases.
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Applicant should be above 18.
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The minimum CIBIL score of the applicant should be 750 or above.
Unique Features
4 Complimentary lounge access per year
Enjoy in exquisite cuisines and save up to 20% at India's 4000+ partner restaurants.
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5% Cashback on bill payments (electricity, water, gas, LPG and broadband), DTH and mobile recharges through Google Pay.
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4% Cashback on Swiggy, Zomato and Ola.
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2% Cashback on All other merchants.
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1% fuel surcharge waiver at all fuel stations in India.
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Maximum of up to Rs 500 per statement on transactions between Rs 400 and 4000.
Features And Fees
Annual Fee
2nd year onward: Rs. 499
Annual Fee waived off on annual spends greater than Rs. 2,00,000.
Joining Fee
Rs. 499
Joining Fee reversed upon spends of Rs. 10,000 within 45 days of card issuance
Upper limit on Cashback
No
EMI Options
Yes
For transactions of 2500+
Late Payment Fee
For Total Amount Due :
0- Rs.10,000+
Charges:0-Rs.700
Railway Ticket Booking Surcharge
As prescribed by IRCTC/Indian Railways
Cashback on Fuel Transactions
No
Airport Lounge Access
Yes
Valid till-31st August 2025
Cashback valid only on
Google Pay
Wallet loading transactions &
Cash Advances
No Cashback
Foreign Currency Transaction Fee
3.5% of the transaction value
Cheque Return Fee
2% of the payment amount subject to min. Rs. 450
Interest
3.6% per month
(52.86% per annum)
Over Limit Charge
3% of the over limit amount
(Min Rs. 500)
Gst charged on Fuel Surcharge
Not refundable
Cash Payment Fee
Rs.100
MyRupaya Rating
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What We DiD Not Like
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Cashbacks are mostly available for only Google Pay users..
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Finance charges of approx 56% per annum are too high.
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No cashback on fuel transactions.