Card Profile and Eligibility
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Axis Bank has an airmiles centric credit card : Atlas
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An airlines agnostic travel credit card designed to benefit you on every travel you make.
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Primary cardholder between age of 18 years and 70 years. Add-on cardholder should be over 18 years
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Income Criteria :
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Salaried : Net Annual income of Rs 9 Lakhs and above
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Self Employed : Net annual income of Rs 12 Lakhs & above
Unique Features
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Silver members are entitled to receive 8 domestic lounge visits and 4 international lounge visits per year.
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Gold members are entitled to receive 12 domestic lounge visits and 6 international lounge visits per year.
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Platinum members are entitled to receive 18 domestic lounge visits and 12 international lounge visits per year.
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A dining proposition on Axis Bank cards which provides up to 20% discount at over 4,000 restaurants across India.
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The card has a multiple tier system (silver, gold, platinum) based on spends.
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Initially, a new cardholder is in Silver Tier, the membership is upgraded to Gold Tier on the annual expenditure of Rs. 7.5 lacs and Platinum tier on spending Rs. 15 lacs in a year.
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000 Per Statement Cycle)
Features And Fees
Welcome Benefits
Earn 5000 Edge Miles as a welcome gift on this credit card.
Standard Joining Fee
Rs 5000
Surcharge on purchase or cancellation of Railway Ticket
As prescribed by IRCTC/Indian Railways
Standard Add-on Card Annual Fee
Nil
Cash Withdrawal Fees
2.5% (Min. Rs 500) of the Cash Amount
Rewards
1/100 INR on any spend, 5/100 INR on airlines & travel edge portal
Over Limit Penalty
2.5% of the overlimit amount (Min. Rs 500)
Cheque return or dishonor fee or auto-debit reversal
2% of the payment amount subject to min. Rs. 450
Fee for Cash Payment
Rs. 100
Milestone Benefits
The maximum EDGE Miles milestone benefit is 10,000 and which is applicable only for platinum members. The other two i.e. gold and silver members are eligible to receive 5,000 and 2,500 miles EDGE Miles at max as milestone benefits.
Foreign Currency Transaction Fee
3.5% of the transaction value
Interest
3.60% per month
Dedicated Benefits
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You can convert the Edge miles to Partner Miles on this card.
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The value of 1 Edge Mile is equal to 2 Partner Miles.
Card Replacement
Nil
MyRupaya Rating
What We DiD Not Like
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No additional benefits on categories such as shopping and entertainment.
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Concierge services are only available for Gold and Platinum members.