बचत सही है

Card Profile and Eligibility

Axis Bank has an airmiles centric credit card : Atlas
An airlines agnostic travel credit card designed to benefit you on every travel you make.
Primary cardholder between age of 18 years and 70 years. Add-on cardholder should be over 18 years
Income Criteria :

Salaried : Net Annual income of Rs 9 Lakhs and above
Self Employed : Net annual income of Rs 12 Lakhs & above

Unique Features

Silver members are entitled to receive 8 domestic lounge visits and 4 international lounge visits per year.
Gold members are entitled to receive 12 domestic lounge visits and 6 international lounge visits per year.
Platinum members are entitled to receive 18 domestic lounge visits and 12 international lounge visits per year.

A dining proposition on Axis Bank cards which provides up to 20% discount at over 4,000 restaurants across India.

The card has a multiple tier system (silver, gold, platinum) based on spends.
Initially, a new cardholder is in Silver Tier, the membership is upgraded to Gold Tier on the annual expenditure of Rs. 7.5 lacs and Platinum tier on spending Rs. 15 lacs in a year.

1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000 Per Statement Cycle)

Features And Fees

Welcome Benefits

Earn 5000 Edge Miles as a welcome gift on this credit card.

Standard Joining Fee

Rs 5000

Surcharge on purchase or cancellation of Railway Ticket

As prescribed by IRCTC/Indian Railways

Standard Add-on Card Annual Fee

Nil

Cash Withdrawal Fees

2.5% (Min. Rs 500) of the Cash Amount

Rewards

1/100 INR on any spend, 5/100 INR on airlines & travel edge portal

Over Limit Penalty

2.5% of the overlimit amount (Min. Rs 500)

Cheque return or dishonor fee or auto-debit reversal

2% of the payment amount subject to min. Rs. 450

Fee for Cash Payment

Rs. 100

Milestone Benefits

The maximum EDGE Miles milestone benefit is 10,000 and which is applicable only for platinum members. The other two i.e. gold and silver members are eligible to receive 5,000 and 2,500 miles EDGE Miles at max as milestone benefits.

Foreign Currency Transaction Fee

3.5% of the transaction value

Interest

3.60% per month

Dedicated Benefits

You can convert the Edge miles to Partner Miles on this card.
The value of 1 Edge Mile is equal to 2 Partner Miles.

Card Replacement

Nil

MyRupaya Rating

What We DiD Not Like

No additional benefits on categories such as shopping and entertainment.
Concierge services are only available for Gold and Platinum members.

इस भाषा में अभी तक कोई पोस्ट प्रकाशित नहीं हुई

पोस्ट प्रकाशित होने के बाद, आप उन्हें यहाँ देख सकेंगे।

MyRupaya