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HDFC Bank Doctor's Regalia Credit Card

Experience world-class privileges and great saving opportunities with Doctor's Regalia Credit Card.

    1. World-class privileges and great saving opportunities.
    2. Customers can Earn Bonus 10,000 Reward Points when they spend Rs. 5 lakhs in the anniversary year.
    and can Earn an additional 5,000 Reward Points when they spend Rs. 8 lakhs in the anniversary year
    3. Customers get Airport Lounge Access Priority Pass Membership.
    4. 12 complimentary access per calendar year within India
    5. Exclusive complimentary Dineout Passport Membership which offers:
    Assured flat 25% off at 2000+ premium restaurants
    1+1 on buffet at 200+ restaurants
    Additional 5% off and Rs.0 Convenience fee.
    Early access to events and festivals such as Gourmetlicious.
    6. Enjoy lowest foreign currency mark up of 2% on all your foreign currency spends.
    7. Fuel Surcharge waiver available.
    8. COMPREHENSIVE PROTECTION
    Accidental air death cover worth Rs. 1 Crore
    Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency
    Credit Liability cover of up to Rs. 9,00,000
    9. Professional Indemnity Insurance: Doctor's Regalia Credit Card provides you protection worth up to Rs. 20 Lakh* against costs arising due to professional negligence.

Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.

You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card.

12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card

  • Welcome Benefit- Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)

  • Reward System- Flights and hotel bookings via Smartbuy, at a value of 1 reward point = Rs. 0.5. Air Miles conversion through Netbanking or SmartBuy, at a value of 1 reward point = upto 0.5 air miles. Products and Vouchers via Netbanking or Smartbuy, at a value of 1 reward point = upto Rs. 0.35. Against cashback, at a value of 1 reward point = Rs. 0.20. You earn 1 RP for every INR 100 spent effective cashback rate is 4 x 0.50/150 = 0.13%.

  • Billing Cycle- 30 Days 

  • Interest Rate- 3.6% per month i.e. 43.2% annually.

  • Special Feature- Professional Indemnity Insurance:  Doctor's Regalia Credit Card provides you protection worth up to Rs. 20 Lakh* against costs arising due to professional negligence  This policy covers: • Bodily injury and / or death of any patient caused by error, omission or negligence in professional service rendered •Legal costs and Defence expenses. 

  • Credit Card Type- Doctor's Privilege Credit Crad 

The verdict

    The HDFC Bank Doctor’s Regalia credit card is a premium credit card that offers unique benefits and exciting travel offers and is exclusively for doctors. The bank also offers the general variant of this card which is the HDFC Regalia Credit Card which can be issued to anyone who fulfills the eligibility requirements. It is a perfect professional card for doctors.

Rating

औसत रेटिंग है 4 5 में से

How to get

  • Go to the HDFC Bank website and click on the "Apply for Credit Cards" tab. 

  • Select the "Doctor's Regalia Credit Card" from the list of cards. 

  • Enter your personal and professional details. 

  • Upload your scanned documents, such as your PAN card, Aadhaar card, and medical registration certificate. Submit your application. 

  • You will be contacted by HDFC Bank's credit card team for further processing of your application. 

  • The approval of your application will depend on your credit score and other factors.

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Review by

Abhijeet Saxena

About the Expert

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

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