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Axis Bank Aura Credit Card

Axis Bank Aura Credit card is a unique credit card offering you unique health/medical benefits.

    The Axis Bank AURA Credit Card is a health and wellness focused card, suitable for those who would want to save on their medical expenses. Here are some of the key benefits of this card:

    Free doctor and nutritional consultations: You can avail of 4 free video doctor consultations per month through Practo. You also get a flat 20% off on all Prescription medicine orders, lab tests, and health check-ups via the Plus membership section on the Practo app.
    Discount on health checkup: Get an annual discount of up to INR 500 on health checkups.
    Fuel surcharge waiver: You can waive the fuel surcharge of 1% on fuel transactions between INR 400 and INR 4,000.
    eDGE loyalty points: You can earn 2 eDGE loyalty points for every INR 200 spent on the card. These points can be redeemed for a variety of rewards, such as gift cards, merchandise, and travel vouchers.
    Accelerated eDGE points for insurance spends: You earn 5x eDGE points for using your card for insurance transactions.
    Dining Delights: You get 20% discount on dining at partner restaurants with the Dining Delights program.
    The Axis Bank AURA Credit Card is a good choice for people who are looking for a card with benefits that can help them save money on their medical expenses. The annual fee is INR 749, which is relatively low.

You can avail of 4 free video doctor consultations per month through Practo.

flat 20% off on all Prescription medicine orders, lab tests, and health check-ups.

20% discount on dining at partner restaurants with the Dining Delights program.

Welcome Benefits: Decathlon voucher of INR 750 as part of the credit card welcome benefit.

Reward System: Get 1 Edge reward point on spending INR 100. Value of 1 Edge point: INR 0.20. General cashback rate: 0.2%. Get 5 Edge reward points on purchase of insurance. Insurance cashback rate: 1%.
Billing Cycle: 30 Days

Special Feature: You can avail of 4 free video doctor consultations per month through Practo. 

Interest Rate: 3.6% per month (52.86% per annum)

Credit Card Type: Health Credit Card

The verdict

    Axis Bank Aura Credit Card is a unique credit card for health conscious individuals. It has limited non-health value add benefits. Its biggest flaw is its low cashback rate.

Rating

औसत रेटिंग है 3 5 में से

How to get

You can apply for the Axis Bank AURA Credit Card online or by visiting a nearby Axis Bank branch. Here are the steps on how to apply online:

  • Go to the Axis Bank website and click on the "Apply for Credit Card" tab.

  • Select the Axis Bank AURA Credit Card and click on the "Apply Now" button.

  • Enter your personal details, such as your name, email address, and contact number.

  • Enter your employment details, such as your employer's name and your income.

  • Upload a copy of your PAN card and a recent passport-sized photograph.

  • Submit your application and wait for Axis Bank to process it.

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Review by

Abhijeet Saxena

About the Expert

Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai

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