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AU Small Finance Bank Zenith Credit Card

AU Bank Zenith Credit Card is a premium credit card from AU Small Finance Bank

    Key Features

    Welcome Gift: 10,000 bonus reward points when you spend Rs. 1 lakh within the first 60 days of your credit card being activated.
    Reward Points: Earn 20 reward points for every Rs. 100 you spend on dining. Get 10 reward points for every Rs. 100 you spend on international transactions and grocery and departmental stores. Earn 5 reward points for every Rs. 100 you spend across all other merchant categories.
    Airport Lounge Access: Get 4 complimentary domestic airport lounge visits every calendar quarter.
    Air Accident Cover: Get air accident cover of Rs. 2 crore.
    Fuel Surcharge Waiver: Get unlimited fuel surcharge waiver at all petrol pumps in India.
    Balance Transfer: Get a balance transfer option at an attractive interest rate.
    XpressEMI: Convert your large purchases into easy EMIs.
    Zero Liability Protection: Get zero liability protection against unauthorized transactions.
    Comprehensive Travel Insurance: Get comprehensive travel insurance that covers medical emergencies, trip cancellation, and baggage loss.
    Complimentary Movie Tickets: Get 2 complimentary movie tickets every month on BookMyShow.
    Dining Privileges: Get access to a wide range of dining privileges at exclusive restaurants across India.

10,000 bonus reward points when you spend Rs. 1 lakh within the first 60 days of your credit card being activated.

Complimentary Movie Tickets: Get 2 complimentary movie tickets every month on BookMyShow.

Zero Liability Protection: Get zero liability protection against unauthorized transactions.

  • Welcome Benefits: - Vouchers worth INR 1000 on 1st POS retail transaction. Choose your vouchers from a bouquet of top brands. 10,000 Bonus Reward Points on completing retail spends* worth INR 1 Lakh. All above benefits are applicable on retail spends done within 60 days of card set up.

  • Reward System: 20 Reward Points per INR 100 retail spends done on Dining at standalone restaurants. Resturant cashback rate: 5%. 10 Reward Points per INR 100 retail spends done on International transactions, Grocery and Departmental stores. Grocery cashback rate: 2.5%. 5 Reward Points per INR 100 retail spends done across other merchant categories. General cashback rate: 1.25%. 1 Reward Points per INR 100 retail spends done on BBPS and Utility & Telecom categories. Utility cashback rate 0.25%.

  • Billing Cycle: 30 Days

  • Special Feature: Vouchers worth INR 1000 on 1st POS retail transaction.

  • Interest Rate: 1.99% per month (23.88% annually)

  • Credit Card Type: Premium Credit Card.

The verdict

    AU Bank Zenith Credit Card has limited number of value add benefits. Even the cashback rate is very low. If you are looking for a premium credit card, Zenith may not satisfy all your expectations.

Rating

average rating is 2 out of 5

How to get

  • Here are the steps on how to apply for the AU Finance Bank Zenith Credit Card:

  • Go to the AU Bank website and click on the "Credit Cards" tab.

  • Click on the "Apply Now" button for the Zenith Credit Card.

  • You will be asked to provide your personal information, such as your name, address, date of birth, and contact details.

  • You will also be asked to provide your income and employment details.

  • You will need to upload a copy of your PAN card and recent salary slip.

  • You will need to provide your CIBIL score.

  • Once you have submitted your application, you will be contacted by AU Bank for further processing.

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Review by

Abhijeet Saxena

About the Expert

Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai

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