Au Small Finance Bank Vetta Credit Card
AU Small Finance Bank Vetta Credit Card is a unique feature rich credit card from AU Small Finance Bank.
- Key Features
Accelerated reward points: Earn 4 reward points for every ₹100 spent on grocery and departmental stores, and 2 reward points for every ₹100 spent across all other merchant categories. Additionally, earn 1 reward point for every ₹100 spent on rent, insurance, BBPS, education, government, utility, and telecom categories.
Welcome gift voucher: Receive a ₹2,000 gift voucher upon spending ₹30,000 within the first 60 days of card issuance.
Complimentary airport lounge access: Enjoy 2 complimentary domestic airport lounge visits per quarter, along with complimentary access to the AU Bank Vetta Lounge at select airports in India.
Travel insurance: Get comprehensive travel insurance coverage for your domestic and international trips, including medical expenses, trip cancellation, and lost/delayed baggage.
Purchase protection: Safeguard your purchases against accidental damage, theft, and loss for up to 90 days from the date of purchase.
Dining discounts: Enjoy up to 20% discounts at over 1,500 partner restaurants across India.
Movie ticket discounts: Get up to 25% off on movie tickets booked through select ticketing platforms.
Contactless payments: Make quick and convenient payments of up to ₹5,000 at any contactless-enabled POS terminal without the need to enter your PIN.
Movie ticket discounts: Get up to 25% off on movie tickets booked through select ticketing platforms.
Enjoy 2 complimentary domestic airport lounge visits per quarter, along with complimentary access to the AU Bank Vetta Lounge at select airports in India.
Dining discounts: Enjoy up to 20% discounts at over 1,500 partner restaurants across India.
Welcome Benefits: Vouchers worth INR 2000 on minimum INR 30,000 retail spends done within 60 days of card setup.
Reward System: 1 Reward Point = INR 0.25. Get 4 Reward Points per INR 100 retail spends done on Grocery & Departmental store. Grocery cashback rate: 1%. 2 Reward Points per INR 100 retail spends* done across all other merchant categories. Effective general cashback rate: 0.50%. 1 Reward Points per INR 100 spend on Rent, Insurance, BBPS, Education & Govt and Utility & Telecom categories. Utilities cashback rate: 0.25%.
Billing Cycle: 30 Days
Special Feature: 1 complimentary lounge access per calendar quarter within India, using your VISA Card.
Interest Rate: 3.49% per month (41.88% annually). (excluding GST)
Credit Card Type: Shopping Credit Card.
The verdict
- Au Small Finance Bank Vetta Credit Card has limited number of value add features it is best suited for individuals who are students or freshers. There are multiple cards in the market which offer better benefits in the same fee range.
Rating
How to get
Here are the steps on how to apply for the AU Finance Bank Vetta Credit Card:
Go to the AU Finance Bank website and click on the "Apply for Credit Card" link.
Select the "Vetta Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Upload a copy of your PAN card and recent salary slip.
Submit your application.
An AU Finance Bank representative will contact you to verify your details and approve your application. Once your application is approved, you will receive your credit card in the mail within 7-10 working days.
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Review by
Abhijeet Saxena
About the Expert
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai