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AU Small Finance Bank Altura Plus Credit Card

U Altura Plus Credit Card is a premium credit card from AU Small Finance Bank.

    Key Features

    Earn 2X rewards: Earn 2X reward points on all retail transactions, with no limits or restrictions.
    Welcome gift voucher: Receive a ₹500 gift voucher upon spending ₹10,000 within the first 60 days of card issuance.
    Complimentary airport lounge access: Enjoy 2 complimentary domestic airport lounge visits per quarter, along with access to the AU Bank Altura Plus Lounge at select airports in India.
    Travel insurance: Get comprehensive travel insurance coverage for your domestic and international trips, including medical expenses, trip cancellation, and lost/delayed baggage.
    Purchase protection: Safeguard your purchases against accidental damage, theft, and loss for up to 90 days from the date of purchase.
    Dining discounts: Enjoy up to 25% discounts at over 1,500 partner restaurants across India.
    Movie ticket discounts: Get up to 25% off on movie tickets booked through select ticketing platforms.
    Fuel surcharge waiver: Save up to ₹2.50 per liter on fuel surcharge at all fuel stations across India, up to ₹100 per month.
    No joining fee or annual fee: Apply for the card without paying any joining fee or annual fee.

Earn 2X rewards: Earn 2X reward points on all retail transactions, with no limits or restrictions.

2 complimentary lounge access per calendar quarter.

Movie ticket discounts: Get up to 25% off on movie tickets booked through select ticketing platforms.

  • Welcome Benefits: Vouchers worth INR 500 on minimum INR 10,000 retail spends done within 60 days of card setup.

  • Reward System: Get 1 reward point on spending INR 100. 1 Reward Point = INR 0.25. General cashback rate: 0.25%. 1.5% cashback on retail spends at merchant outlets (Maximum cashback per statement cycle is INR 100). 0.5% cashback rate on online spends (uncapped). 

  • Billing Cycle: 30 Days

  • Special Feature: 2 complimentary lounge access per calendar quarter. 

  • Interest Rate: 3.49% per month (41.88% annually)

  • Credit Card Type: Premium Credit Card

The verdict

    Altura Plus Credit Card though marketed as a premium credit card by AU Small Finance Bank, does not have any benefits offered by a typical premium credit card. Users looking for premium credit card will be disappointed by this card.

Rating

औसत रेटिंग है 1 5 में से

How to get

  • You can apply for the AU Bank Altura + Credit Card online or by visiting a nearby AU Bank branch. Here are the steps on how to apply online:

  • Go to the AU Bank website and click on the "Apply for Credit Card" link.

  • Select the "Altura + Credit Card" from the list of credit cards.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your employment details, such as your employer's name and your income.

  • Enter your annual income.

  • Upload a copy of your PAN card.

  • Submit your application.

  • An AU Bank representative will contact you to verify your details and to complete the application process.

  • Here are the documents you need to apply for the AU Bank Altura + Credit Card:

    Valid PAN card
    Proof of address
    Proof of income
    The processing time for the AU Bank Altura + Credit Card is usually 7-10 working days. You will be notified by AU Bank once your application has been approved.

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Review by

Abhijeet Saxena

About the Expert

Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai

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