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Players can collect non-fungible tokens in NFT Games, which are blockchain-based games with tokenized in-game assets . Some of these games pay out in cryptocurrency, while others let players buy NFTs in-game and then sell them for a profit. In the past, gaming companies had complete control. They've gained a lot of money from in-game purchases, but the items they buy are never truly theirs. On the other hand, blockchain games are changing that. When you acquire something in a blockchain game, you become its only owner and have complete control over it. Axie Infinity: Axie Infinity is a fictional character created by Axie. Sky Mavis in Vietnam invented Axie Infinity, an NFT-based online video game that uses the Ethereum-based coinage AXS and SLP. It is presently the most expensive NFTs collection, with over $42 million in sales as of June 2021. Additionally, players can earn Axie Infinity Shards (AXS) tokens while playing the game. The governance token in the game is AXS, which allows players to vote on crucial matters. On the Axie marketplace, it can also be used as a means of payment. In the near future, players will be able to stake AXS and earn extra tokens. Sorare: Sorare is a fantasy game that isn't about football. You may play everything from traditional fantasy football games to Sorare, a game in which you earn prizes by defeating other managers. You'll be able to manage and develop your own virtual team of digital playing card NFTs. The cards are officially licenced and feature a real-life football player for that particular season. In this game, there are three levels of scarcity: unique, super rare, and rare. When you collect a card, you get entire possession of it and can sell it to other players. You can also use a five-card squad in the SO5 game to receive points based on the real-life performance of the footballers. Gods Unchained: Gods Unchained is a free-to-play card trading game that combines NFT elements with traditional card trading. Players gain cards by buying them from other players or by winning PVP bouts, in which the quality of the cards and the players' game ability are frequently used to determine the winner. For example, more emphasis is being placed on talents and strategies. To win games, players must be strategic while constructing a deck with a diverse range of methods. Flux is earned through winning games in Ranked, and it can be used to create high-quality cards. The high-quality cards can then be traded on the platform's marketplace for cryptocurrency. F1 Delta Time: F1 Delta Time is For Formula 1 fans, Delta Time is an Ethereum-based NFT game. Throughout the game, players collect unique cars, drivers, and components that are available as in-game NFTs. Each token has a set of stats that affect the car's or driver's performance. In addition, the game's in-game money is REVV, an ERC-20 token. Staking NFTs is another way for players to acquire REVV. Evolution Land: It's a virtual simulation game. The primary elements on the world's 26 continents are fire, land, gold, water, wood, and silicon. Players can work together or against one another in activities like as construction, mining, scientific research, and PvP. One of the fungible tokens in the game is the Decentralized Autonomous Organization, which offers holders voting rights (DAO). Furthermore, gamers will receive 70% of the game's profits. Warning: Investing in cryptocurrencies has a high level of risk and is not suitable for all investors. Before deciding to trade cryptocurrencies, you should carefully consider your financial objectives, level of experience, and risk appetite. Before making a decision, please visit the website and read all of the terms and conditions.

The union government created the Atal Pension Yojana (APY) in 2015 to provide Indians with a universal social security system. The system, which is supervised by the Pension Fund Regulatory and Development Authority (PFRDA), was designed to aid the poor, underprivileged, and unorganised sector workers. A subscriber can join the APY scheme at a post office or a public or private sector bank branch. The scheme accepts applications in both online and offline formats. The union government will get a 50 percent additional contribution of the subscriber's total contribution, or Rs. 1000 per year, whichever is smaller. An APY account can be funded on a monthly, quarterly, or half-yearly basis. Changes in contribution frequency, such as from quarterly to monthly contributions, can be made if the APY subscriber submits a written request to the APY service provider branch. An APY subscriber can change their pension amount once each fiscal year. Advantages: According to the government, at the age of 60, a subscriber will get a guaranteed minimum monthly pension of Rs. 1000, Rs. 2000, Rs. 3000, Rs. 4000, or Rs. 5000. The subscriber will receive the monthly pension; in the event of his or her death, the spouse will receive it. The subscriber's pension corpus, as accrued at age 60, would be returned to the subscriber's nominee after their death. According to a government document, "The Central Government would finance any inadequacy if the accumulated corpus based on contributions produces a lower than expected return on investment and is insufficient to deliver the minimum guaranteed income. Alternatively, if investment returns are higher, subscribers will receive increased pension payments." Approximate monthly contribution to obtain a pension of Rs. 1000: Age of joining Years of contribution Indicative monthly contribution 18 42 42 30 30 116 40 20 291 Who is eligible to participate in the Atal Pension Yojana (APY)? The system will be open to anyone who is not a recipient of any social security program and is not a tax payer. To apply for the APY system, you must be an Indian citizen between the ages of 18 and 40. It is open to everybody with a bank account, however the contributions vary depending on the pension amount chosen. In the APY account, one must give nomination and spouse information. If a subscriber dies before reaching the age of 60, his or her spouse will be eligible to continue making contributions to the scheme using the same APY account. Until the original subscriber reaches the age of 60, the spouse can contribute for the remainder of the vesting period. APY customers can also access their contributions, transaction statements, and e-Permanent Retirement Account Number (e-PRAN) cards using a mobile application. A duly filled 'Account Closure Form (Voluntary Exit) form' and other related papers must be presented to the respective APY service provider branch to close an APY account. The form is also available at www.npscra.nsdl.co.in.

The importance of having a stock in the portfolio of an institutional body, whether it is a foreign institutional investor (FII), a mutual fund company, or a local institutional investor, is critical. This is because it indicates a belief in the company's future growth and potential, as well as being a positive indicator for the retail investor group. Tejas Networks: Tejas Networks is a global company that was created in the year 2000. Optical gears, wireless for LTE/5G wireless internet access, and Ethernet switches for developing critical infrastructure are among the company's products. Nippon India Small Cap Fund - Growth and Edelweiss Small Cap Fund Regular Growth both own shares in the company. This is another small-cap stock, with a market capitalization of Rs. 5586 crore as of October 6, 2021. Tanla Platforms: Tanla Platforms Limited, formerly Tanla Solutions Ltd., is a cloud communications firm based in Hyderabad. In the cloud communications area, the company offers value-added services. The stock is currently held by 5 mutual funds as of August of the current year. In August 2021, BOI AXA Flexi Cap Fund Regular Growth was the top buyer with 4,000 shares, while Nippon India Nifty Smallcap 250 Index Fund Reg Gr was the top seller with 307 shares. Tanla Platforms has a market capitalization of Rs 11,753 crore. CG Power and Industrial Solutions Limited: A Mumbai-based subsidiary of the Murugappa Group, the company was reformed in 2016 following the demerger of its consumer goods division. Transformers, pumps, HT & LT Motors, DC Motors, and Railway Signaling are among the company's products. As of August 2021, the stock was owned by 14 mutual funds, with Motilal Oswal Midcap 30 Regular Growth being the greatest buyer of 1,250,000 shares and HDFC Flexi Cap Fund Growth being the highest seller of 4,118,586 shares in the same month. Balaji Amines: Balaji Amines Ltd., INDIA, is an ISO 9001: 2015 certified firm that specialises in the production of Methylamines, Ethylamines, Specialty Chemical Derivatives, and Pharma Excipients. Apart from user-specific requirements, the company also manufactures derivatives that are downstream products for numerous Pharma/Pesticide sectors. This is another minor scrip firm, with a market capitalization of Rs. 15.155 crore. The scrip is held by 5 mutual funds as of August 2021, with one of them purchasing a stake. Motilal Oswal Motilal Oswal Motilal Oswal In August 2021, Nifty 500 Fund Regular Growth was the top buyer with 8 shares, while Nippon India Nifty Smallcap 250 Index Fund Reg Gr was the highest seller with 41 shares, accounting for 0.00 percent of the company's paid up equity. Intellect Design Arena: Intellect Design Arena is a computer software company that develops financial technology for banks to assist them run their operations. The company is a small-cap stock with a market capitalization of Rs. 9265 crore. The 52-week high price of the stock is Rs. 892. Intellect Design's stock was held by 8 mutual funds as of August 2021, down from 9 funds in June 2021. As of August 2021, the Nippon India Small Cap fund had the most shares in the firm, with 1,225,370.

The S&P CNX Nifty Index is replicated by Nifty BeEs, an exchange-traded mutual fund. It was launched in January 2002. Because it trades on the National Stock Exchange, it can only be purchased or sold in a dematerialized form. It provide a variety of benefits to its investors, such as diversification. Nifty BeEs and their advantages are discussed in depth in this article. In India, what are Nifty BeES? The abbreviated version of ‘Benchmark Exchange Traded Scheme' is Nifty BeEs. It's an exchange-traded fund that attempts to match the S&P CNX Nifty Index in terms of returns. They trade on the National Stock Exchange in rolling settlement, just like any other stock. It's a hybrid of a mutual fund and a stock because it's an ETF (equity securities). Nifty BeEs represent a tenth of the value of the S&P CNX Nifty Index. The face value of the note is INR 10. And with a demat account, investors may simply deal in them. The units of this ETF may only be bought and sold in a dematerialized manner. Because it is an ETF, the units are bought and sold at the current NAV or market price. This ETF can also be invested in in a systematic manner. Nifty BeEs have an expenditure ratio of 0.80 percent, which includes all costs. The expenditures will be 0.65% if the Asset Under Management (AUM) exceeds INR 5 billion. It has the lowest expense ratio among Indian mutual funds. As a result, investing in this ETF is highly cost effective. Because they trade on the stock market, Nifty BeEs are extremely liquid. Limit orders can also be placed on these ETFs. Because Nifty BeEs track the S&P CNX Nifty Index, the investor is always up to date on the portfolio. In addition, investing in the Nifty BeEs ETF provides diversity because one unit may be used to invest in 50 different firms. What are the advantages of investing in India's Nifty BeES? The advantages of investing in Nifty BeES in India include as follows: Simple and cost-effective Buying and selling NiftyBeES is as simple as trading equities securities.  All costs, including management fees, do not exceed 0.80% of Daily Average Net Assets. The cost ratio is one of the lowest of any mutual fund plan. Furthermore, for assets worth more than INR 500 crore, the fees are as low as 0.65%. Liquidity and Convenience The NiftyBeES  can be purchased from your mutual fund app like any other mutual fund unit. Diversification and a Fairly Structured Organization One unit of the mutual fund provides exposure to fifty S&P CNX Nifty equities. As a result, it provides a decent risk and diversification spread.

Mahindra Manulife Investment Management Private Ltd (MMIMPL) on September 28 launched ‘Mahindra Manulife Asia Pacific REITs FOF’, an open-ended fund of fund scheme investing in Manulife Global Fund – Asia Pacific REIT Fund. The new fund offer will begin on September 28 and end on October 12, according to the asset management firm, with the scheme reopening for continuous sale and buyback on October 22. With the possible rebound on the back of the roll-out of COVID-19 vaccinations and the reopening of economies, real estate investment trusts (REITs) may be one of the major benefactors amid the worldwide hunt for return, according to the firm. Mahindra It was announced that the Manulife Asia Pacific REITs FOF will invest in the Manulife Global Fund - Asia Pacific REIT fund, which will invest primarily in REITs across Asia Pacific nations. The low correlation of REITs with other assets makes them a portfolio diversifier that can assist improve portfolio returns over the medium to long term. According to MMIMPL, the underlying fund, Manulife Global Fund - Asia Pacific REIT Fund, which intends to generate steady income and capital gain, will have a 70% to 100% allocation to REITs and the remainder in real estate and property management companies (non-REITs) and cash/cash equivalents.

Dreaming about a vacation, including it in your life objectives, investing in it, arranging the entire trip, and counting down the days until you can go on a dream vacation. Doesn't it sound satisfying? We end up not travelling or finding our baggage gone or losing our wallet or passport after arranging the entire trip and fantasising about a pleasant and tranquil holiday. This sounds ominous. We will end up losing the money we spent on a vacation since we will not be reimbursed. Factors outside our control will have an impact on our vacation, and we will end up losing all of our money. Is it something we'd want? Certainly not! So, what can we do to ensure the safety of our vacation and our funds? I'd want to mention two things. Travel insurance is a need. Traveling may expose us to a variety of dangers. Travel insurance is required if you value your peace of mind. What is Travel Insurance and How Does It Work? Travel insurance is designed to cover costs associated with a vacation in the event of unforeseen circumstances. Medical expenditures, trip cancellation charges, lost baggage and passports, and any other losses suffered on a local or foreign travel are often covered. What is covered by travel insurance? Certain sorts of uncertainty are covered by travel insurance in general. The following is a list of emergency situations that are covered by travel insurance. Expenses for flight cancellations or delays Travel insurance covers any expenditures incurred as a result of a flight delay or cancellation. In the event of a flight cancellation or missing a connecting connection owing to a delay on the first trip, the booking fees can be claimed. A medical emergency has arisen. Any medical emergency that occurs while on vacation and results in unanticipated hospital and medical costs can be claimed. Even though we have all of the required medications and have taken steps to avoid being sick while on the road, we never know when an emergency will knock on our door. The costs of hospitalisation may come as a shock to us and leave a large hole in our wallets. As a result, having insurance that covers all of these costs is preferable. Loss of luggage Luggage loss or misplacement, whether due to human negligence or an airline error, may be quite costly. We may have packed everything we need for a nice trip, but if our luggage is lost, we may lose the vacation mood. However, having travel insurance ensures that we will be compensated for these additional, unplanned expenditures. wallet and a passport have been misplaced. You lose your passport or wallet just a few days into your vacation. This can be a rude awakening. If we lose our wallet or passport in a strange country with no one to rescue us, our entire trip will be ruined. Having travel insurance will come in help at this time. In these instances, travel insurance now has the ability to provide an emergency cash advance. Natural disasters and political turmoil need evacuation. During your trip, the location you visited may be struck by a natural disaster, experience political turmoil that leads to riots, or be attacked by terrorists. One does not desire for any of these scenarios to arise during their vacation, but if they do, there will be additional costs associated with evacuating the area promptly. Travel insurance will cover aeroplane ticket fees, hotel charges, and any other expenses for that matter. Travel insurance also reimburses prepaid expenditures if the traveller is unable to take advantage of the benefits for which he or she paid due to an emergency. What are the Benefits of Travel Insurance? Everyone should travel. It may be used by those who wish to travel on a budget as well as those who want to vacation luxuriously. Spending an additional thousand dollars might be a significant expenditure for the first group of people. As a result, travel insurance is required to protect us from unforeseen costs. For some, this may appear to be an unnecessary cost, but we never know when we may be faced with uncertainty. As a result, having travel insurance is usually beneficial. Conclusion In strange places, where we can lose our baggage, passport, or wallet, travel insurance serves as a friend. In these instances, having travel insurance comes in helpful. When travelling, make sensible selections. When calculating trip expenditures, don't forget to factor in the cost of travel insurance.

YES Bank has launched a limited-time offer of 6.7 percent annual interest rates on ‘YES Premier Home Loans,' which it claims are among the most competitive in the retail consumer market. For prospective salaried women house purchasers, YES Bank's 90-day offer provides an additional 0.05 percent advantage (interest rate of 6.65 percent). Salaried house purchasers will benefit from a flexible home loan duration of up to 35 years with low EMI choices and no prepayment penalties, as well as little documentation. The YES Bank offer is valid for both new and existing home loans, as well as balance transfers from other lenders. According to the bank, the following are the advantages of YES Premier home loans: Loans with a maximum term of 35 years are available. Customers that are salaried receive a 0.05 percent discount. There is very little documentation. Service at your doorstep

In 2016, the Indian government implemented the FASTag system for contactless toll collection. While the deadline for registration has been delayed several times, it is now mandatory across the country. Because the toll charges are instantly deducted from the Prepaid Savings/Current Account, there is no need to stop at toll plazas or fight with cash payments. The location of the FASTag is a typical question among those new to the contactless toll payment system. Here's everything you need to know about utilising your FASTag: The FASTag is a tiny tag sticker that must be attached to your vehicle's windscreen. To one side of the tag, there is an adhesive coating to make it easier for car owners to place it on their windscreens. Simply peel off the white adhesive liner from the tag and attach it to your car. It's important to keep in mind that repositioning or removing the tag after it's been pasted might destroy the RFID circuit, rendering the tag useless. So, where are you going to put the FASTag in your car? The FASTag should be placed at the upper centre of the windscreen, directly behind the rear-view mirror. It has to be glued to the inside of the windshield. If there isn't enough room behind the rearview mirror, the tag might be positioned slightly to the left of the passenger seat. At toll plazas, make sure the tag is positioned in a clear area on the windscreen for easy scanning. Also, ensure sure the tag isn't stuck behind any metal plates or stickers, since this might interfere with its radio communication mechanism. Most banks and apss like PayTm offer fast tag. You may also use the above platforms to recharge your FASTag. You may also recharge your FASTag Wallet with Internet Banking, NEFT/RTGS, UPI, Credit Card, Debit Card, Cheque, and Cash. As you travel through toll plazas, the relevant toll price will be taken automatically from your prepaid amount. Every time your account is debited, you'll get an SMS notice. You may also utilise the online recharge feature to immediately top up your FASTag account. You may check the balance of your FASTag online. You will receive your login credentials after completing an online FASTag registration with your bank, which you may use to log in to the bank's FASTag site. You may check your balance, examine your payment history, and recharge your account after logging in. Customers may manage their FASTag accounts more easily with the use of mobile applications from several banks. .

The Rs 2,768-crore IPO of Aditya Birla Sun Life AMC opened for subscription on September 29, 2021, with a price band of Rs 695-712 per share. The IPO will be available for subscription till Friday . Aditya Birla Sun Life AMC will join the likes of HDFC Asset Management Company, Nippon Life India Asset Management, and UTI Asset Management Company as a public listed AMC. Aditya Birla Sun Life AMC is available at a P/E of 39x (FY21) at the highest price range of Rs 712, which looks to be decently priced. Most brokerage companies have given the IPO a long-term subscribe rating, based on the issue's excellent growth potential in one of the world's fastest-growing nations with a largely under-penetrated MF market. Aditya Birla Sun Life AMC is being sold at a P/E of 39x its FY21 profits, with a market capitalization of Rs 205,056 million, at the top end of the IPO pricing band. Given that the firm is India's largest non-bank affiliated AMC and one of the top four AMCs, with well-known promoters, a rising individual investor client base, and a broad product range, the company has a high RoNW of 30.87 percent in FY21. It has been assigned a subscriber rating.  On the financial front, the company's AUM share has been steadily increasing, and its overall performance has been strong. The brokerage firm sees the company as having a long-term favourable outlook. The macros of the domestic mutual fund sector are favourable and give enormous potential for growth and expansion, thanks to supporting government regulations, financialization of family savings, and rising penetration in the smaller cities.

An exchange-traded fund (ETF) that tracks the domestic physical gold/silver price is known as a Gold or Silver ETF. They are gold/silver-based passive investment products that invest in gold/silver bullion and are based on gold prices. In a nutshell, Gold/Silver ETFs are paper or dematerialized units that represent physical gold or Silver. One grame of gold/silver is equal to one Gold/Silver ETF unit, which is backed by real gold/silver of extremely high purity. Gold/silver exchange-traded funds (ETFs) combine the freedom of stock investing with the simplicity of gold/silver investing. Gold/Silver ETFs,  are listed and traded on the National Stock Exchange of India (NSE) and the Bombay Stock Exchange Ltd. (BSE). Gold/Silver ETFs, like any other business stock, trade on the cash section of the BSE and NSE and may be purchased and sold at market prices on a continuous basis. When you buy Gold/Silver ETFs, you're buying gol/silverd in an electronic form. You may purchase and sell gold/silver ETFs in the same way that you would equities. When you redeem the Gold/silver ETF, you don't get real gold/silver; instead, you get the monetary equivalent. Gold/silver ETFs are traded through a dematerialized account (Demat) and a broker, making them a very simple option to invest in gold/silver electronically. The holdings of a Gold/silver ETF are completely transparent due to its direct gold/silver price. Furthermore, compared to actual gold/silver investments, ETFs have significantly lower expenditures due to their unique structure and production method. Prices for gold/silver ETFs may be seen on the BSE/NSE website and can be purchased or sold at any time through a stock broker. Gold/silver ETFs, unlike  jewellery, may be purchased and sold at the same price across India. On the BSE/NSE, gold/silver ETFs may be purchased through a broker utilising a demat and trading account. When purchasing or selling gold/silver ETFs, you'll have to pay a brokerage fee as well as any modest fund management fees. Market risks affecting the price of gold affect gold ETFs. SEBI Mutual Funds Regulations apply to gold ETFs. A statutory auditor must audit the physical gold purchased by fund houses on a regular basis. Gold/silver ETFs are suitable for investors who want to invest in gold/silver but don't want to do so in real gold/silver owing to storage issues or concerns about purity, and who also want to benefit from tax advantages. There is no premium or making charge, so if an investor makes a large investment, they will save money. Using a demat account and a trading account, gold/silver ETFs may be sold at the stock market through a broker. ETFs are best utilised as a mechanism to benefit from the price of gold rather than to gain access to actual gold because they are backed by physical gold. When someone liquidates Gold ETF Units, they are compensated at the domestic gold market price. If one owns the equivalent of 1kg of gold in ETFs, or multiples thereof, AMCs additionally allow redemption of Gold ETF Units in the form of actual gold

Because of the security and high interest rates, Indian citizens prefer Post Office savings schemes. Many individuals are flocking to mutual funds, SIPs, and equity markets these days, but Post Office (PO) schemes continue to be used by a vast number of people, mainly in rural India. Because of the availability of small-scale savings with good interest rate possibilities, the Post Office National Savings Time Deposit (TD) Scheme is one of the most popular fixed programmes. Some other savings bank accounts offer better returns than the TD account. Another reason to pick the Post Office Time Deposit (TD) Scheme is that, unlike the Kisan Vikas Patra (KVP) or National Savings Certificates (NSC) by PO, you can withdraw your money from the scheme after 6 months if you need money right away. Interest rates of POTD account : Tenure Interest rate 1 year A/c 5.50% 2 years A/c 5.50% 3 years A/c 5.50% 5 years A/c 6.70% Information source: indiapost.gov.in The scheme's interest will be paid annually, although it will be computed quarterly, and the interest amount will be credited to your TD account if you request it. Section 80C of the Income Tax Act of 1961 will apply to investments made under 5 years TD. The deposit will be repaid when 1 year, 2 years, 3 years, and 5 years have passed. On maturity, however, depositors might prolong their TD account for another term beyond that for which it was originally started. Your TD account can be moved from one PO branch to another. Rule of withdrawal: No deposit may be withdrawn before the six-month period has passed since the date of deposit. The PO Savings Account Interest rate will apply if the TD account is cancelled after 6 months but before 1 year. If a TD account is prematurely terminated after two, three, or five years, interest will be calculated at 2% less than the TD interest rate for the completed years, and PO Savings Interest rates will apply for any part of less than a year. Rule for starting an account: The minimum amount required to open a TD account is Rs. 1000 in multiples of Rs. 100, with no maximum investment restriction. One can open a one-year, two-year, three-year, or five-year account. Anyone over the age of 18 can register a TD account as a nominee, however a parent can open an account on behalf of a kid over the age of ten. A joint account can be formed in the names of two or three people, with the nominee. If the investor is a senior citizen, though, he or she can participate in the Senior Citizen Savings Scheme, which pays 7.4 percent interest. For comparison with SBI interest rates: The interest rate on SBI's Fixed Deposit (FD) scheme is 5.30 percent for 3 to less than 5 years, and 5.40 percent for 5 to less than 10 years (source: sbi.co.in/web/personal-banking/investments-deposits/deposits/fixed-deposit). It's also worth noting that the current interest rate on SBI SB Deposit accounts (as of May 31, 2020) is 2.70 percent per annum (source: sbi.co.in/web/interest-rates/savings-bank-deposits). As a result, the Post Office National Savings Time Deposit (TD) Scheme is a popular choice among ordinary Indians.

Federal Bank, a private sector bank, announced a strategic partnership with OneCard and the launch of a mobile-first credit card aimed at the country's young, tech-savvy population. Federal Bank will use OneCard to reach out to young working professionals aged 23 to 35, especially millennials and Generation Z. According to a press release, the co-branded card, which is powered by the smart OneCard app, will allow customers complete control over their credit card, including spends, rewards, restrictions, payments, and more, reducing the need for human involvement. The mobile-first Credit Card allows for smooth in-app onboarding, with the virtual card being authorised and used immediately and the metal card arriving in as little as 3-5 days. Credit card usage has been encouraged by the government's objective of a cashless society, as well as digitization, e-commerce advances, and the expansion of POS infrastructure. FPL Technologies, a fintech start-up aiming to digitally transform credit and payments in India, has introduced OneCard.