Have you ever misplaced your credit or debit card? When your wallet is stolen, or you forget to return it after paying your restaurant bill, or you drop it while shopping?
Customers have come to rely on debit cards to make purchases without having to deal with cash. Unlike credit cards, which require consumers to remember to pay their bills on a monthly basis, debit cards enable customers to make payments that are automatically withdrawn from their account. It's also a way to get cash when you need it, and losing that access is difficult.
Debit Cards have become indispensable in the age of digital payments. As a result, banks have made it easier for clients to ask for a reprint of their ATM or debit card if it has been lost, stolen, or destroyed.
To begin, if you have misplaced your Debit Card, contact customer service and have your card blocked to prevent tampering and abuse.
Once the card has been disabled, all banks have a variety of options for reissuing ATM cards:
Net Banking is a way to bank online.
Open the cards area of your bank's website after logging in. Choose the card that needs to be replaced in the service request area and choose to create a reissue ATM Card application. Banks usually approve the request and send a replacement card to your registered postal address within a few days.
Mobile Banking allows you to bank online.
If you don't have access to Net Banking, you may submit an application for a new ATM card using any bank's mobile app. Select Cards from the menu area of the Mobile App after logging in. After selecting the appropriate card number for replacement, go to the Cards area and click on service request. The Bank reissues the Debit Card to the registered postal address.
Online via Customer Service or a Branch Visit
If you don't feel comfortable utilising Net Banking or Mobile Applications to make these requests, you may call your bank's customer service helpline numbers and talk with a customer service representative to obtain a reissue ATM Card. The customer service staff logs your request, and a replacement card is issued and sent immediately to your registered postal address.
If you are in close proximity to a bank branch, you may visit and submit an application for a new Debit Card in person, then pick up the card from the office or have it sent to your postal address.
While banks have made the process of reissuing an ATM Card easier, there is a small replacement fee that varies from one bank to the next. When the replacement ATM card is issued, the fee will be instantly taken from your account.
So, the next time you lose a card, remember to block the Debit Card first and then seek a reissue of the ATM Card via the Bank using one of the three easy, safe, and quick methods listed above.
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