Top National Health Insurance Plans

Health insurance plans are essential for safeguarding against the high costs of medical treatment in private hospitals. Inflation in the health sector has escalated as a result of the global pandemic's spread, resulting in an increase in the fundamental expenses of medical treatments. As a result, health insurance plans assist policyholders in conquering medical expenses and providing financial support.

National Health Insurance Plans: An Overview

National Health Insurance is a well-established health insurance provider in the country, and it has improved its services through time to incorporate a variety of modern-day technologies in order to give high-quality goods.

The organisation offers a diverse range of products, allowing policyholders a variety of possibilities. The following are some of the most notable elements of National health insurance plans:

• Cashless claims are accepted at the insurer's 6000+ affiliated hospitals.

• The firm gives the lifetime renewability of services perk since there are no constraints on the upper age limit at the time of renewal.

• In FY 2019-20, the company had a decent claim settlement ratio of 83.78 percent, demonstrating its trustworthiness.

• The National Health Insurance Company is one of the country's oldest and most reputable businesses. With a large client base that trusts and values National health insurance company's services and policies, the company offers policies that can be customised to meet the demands of policyholders.

Top National Health Insurance Plans

Following are some of the best health insurance plans from the National health insurance company:

1. National Mediclaim Plus Policy

Individuals and families can purchase this plan for a claim amount ranging from Rs. 2 lakhs to Rs. 50 lakhs. You, your spouse, children, and dependant parents can all be covered under the family floater policy. It also includes a variety of other benefits, such as hospitalisation costs, maternity benefits, infant coverage, and ambulance costs, among others.

2. National Parivar Mediclaim Policy

This is a National health insurance company's family floater health insurance plan, with insured sums ranging from Rs. 1 lakh to Rs. 10 lakh. This plan comes with a variety of advantages, including hospital costs, organ donor expenses, ambulance fees, maternity benefits, vaccine care, and much more.

3. National Senior Citizen Mediclaim Policy

You can acquire full coverage for your parents who are senior citizens under this National health insurance senior citizen health insurance plan. This plan can be used as a family floater with a guaranteed amount ranging from Rs. 1 lakh to Rs. 10 lakh. This plan's subscribers can be between the ages of 60 and 80 and receive advantages such as hospital cash coverage, alternative treatment coverage, hospitalisation fees, ambulance charges, and more.

4. National Critical Illness Policy

This is a critical illness health insurance plan issued by the National health insurance corporation, with claim amounts ranging from Rs. 1 lakh to Rs. 75 lakh. This plan covered policyholders for around 37 designated critical diseases and provided a predetermined lump sum amount at the time of claim settlement.

5. National Super Top-Up Mediclaim Policy

This health insurance policy provides customers with additional coverage to supplement their existing coverage at a low cost. Policyholders can purchase this super top-up plan as an extra plan or as a standalone health insurance policy. Inpatient expenditures, pre- and post-hospitalization expenses, organ donation fees, ambulance coverage, and much more are among the main inclusions of this policy.