Ayushman Bharat (now called Pradhan Mantri Jan Arogya Yojana or PMJAY)
PMJAY is one of the largest government-funded senior citizen health insurance schemes covering women and children, apart from senior citizens. Here are some key features:
Healthcare cover of Rs five lakh per family per annum living below the poverty line
Covers all families listed in the SECC database
Includes secondary and tertiary care
Covers all pre-existing diseases
Access to cashless and paperless healthcare
Coordination and support by Arogya Mitra
Benefits available across India
Daycare expenses within the insurance package are covered
Provisions for follow-up treatments to ensure the complete recovery of the patient
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