Must Have Add-Ons to Health Insurance Policy

It's critical to know what your health insurance coverage includes. Medical demands and illnesses are addressed differently by various policies.

Health insurance may be roughly described as a type of insurance that offers coverage in the form of cash for medical and surgical expenditures paid by the insured individual. Choosing the appropriate health insurance coverage may be difficult, and you should always think about a variety of things before investing in one. These criteria include, but are not limited to, the current waiting time, insurance tenure, insured persons, and covered medical conditions.

Add Ons Explained

Add-ons,  are paid extra coverage that expands the scope of an insurance policy in  simplest form. Add-ons can be acquired when the insurance is purchased for the first time or on its renewal.

Add-ons such as those listed below are worth adding to your health insurance.

Alternative Treatments - Ayurveda, and Homeopathy are some of the most popular alternative treatments. Alternative treatment add-on  allows you to get coverage for non-traditional treatments like these.

Domiciliary Care Add On -If you ever require nursing care at home, you will be entitled to a specific level of coverage for a specified period of time if you have a domiciliary care add.

Sum Covered Add On - In this case, you have the option to change or raise the amount insured under their original policy.

Day Care Procedures Add On- This Add On permits you to get reimbursement for medical expenditures incurred as a result of most day care procedures and operations performed within a hospital when the patient is hospitalised for less than 24 hours.

Pre and Post Hospital Expenditures  Add On - If you, as a, anticipate being admitted you can expect to spend a variety of expenses both before and after your admission. This top-up covers these expenses.

Organ Donor Add On- This add-on covers expenditures related to receiving an organ specifically pertaining to organ donor's hospitalisation,