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Loan against Property


Assume you have purchased a nice property and put all of your money in it. Then, all of a sudden, your firm requires new machinery or further investment, and you lack the funds to purchase it since you have invested everything in your property.


What are your options now?


When you find yourself in one of those precarious circumstances, you have the option of obtaining financial aid through a 'Loan against Property'.



Loan against property is a secured loan secured by the borrower's property and used to meet personal or company requirements.


This loan is available to the following categories:


  • Salaried

  • Self Employed Professionals

  • Self Employed Non Professionals


Your loan may be used for a variety of purposes, including business development, balance transfer, and loan top-up, and the loan amount can range from 10 lakhs to 300 lakhs over a three- to fifteen-year term.


What is necessary to submit an application for this loan:


  • Address verification

  • Identification proof

  • Proof of income (recent pay stub showing all deductions / Form 16)

  • If self-employed, evidence of income tax payment is required.


What are the characteristics that assist you with your loan?


Obtain a repayment choice that is flexible


  • At your doorstep

  • Instant approval and a streamlined procedure

  • Simple documentation with no additional hassles

  • There are no hidden fees; the only fee would be for loan processing.


When you mortgage your home, the bank assumes less risk, which increases your chances of obtaining a favourable interest rate. Nonetheless, additional factors such as your credit score, consistent income, and employment stability may have an effect on your loan acceptance chances and interest rate. When compared to other banks, our loan-to-value ratio is rather high. Loan to value is simply the value of the asset you are committing.

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