How To Set-Up UPI Auto Pay Facility

From October 1, the Reserve Bank of India's new auto-debit rule on Additional Factor of Authentication (AFA) will be in effect. Customers may use any UPI application to make regular payments, such as energy bills, EMI payments, insurance, mobile bills, and mutual funds, up to a limit of 5000 rupees, using the UPI Auto-Pay function.

Here's a step-by-step guidance from the National Payments Corporation of India (NPCI) on how to set up the BHIM UPI Auto-Pay service to make recurring payments:

Customers may establish, alter, suspend, and cancel auto-debit mandates using any UPI-enabled application's'mandate' section.

Customers will be able to access their previous mandates in the mandate area. The UPI ID, QR scan, or intent can all be used to establish an e-mandate.

Customers' recurrent payment spending patterns are used to develop the pattern for the auto-debit mandate. One-time, daily, weekly, fortnightly, monthly, bi-monthly, quarterly, half-annual, and yearly mandates are all possible.

The mandates are created quickly, and payments are automatically deducted on the scheduled day.

The mandates are created quickly, and payments are automatically deducted on the scheduled day.

Customers must first authenticate their account using a UPI PIN, after which their monthly payments will be deducted automatically.

Using the BHIM UPI App to Set Up UPI Auto-Pay:

Open the BHIM UPI App and log in.

Open the BHIM UPI App and log in.

Select Auto Debit.

Select Auto Debit.

Select the mandate by clicking on it.

Create new mandates or see previous mandates to manage the requirement.

Create new mandates or see previous mandates to manage the requirement.

Choose a payment schedule - monthly, weekly, or yearly, for example.

Choose a payment schedule - monthly, weekly, or yearly, for example.

Select the auto debit date and enter the merchant's name.

To continue, click the Proceed button.

 HDFC Bank, IDFC Bank, ICICI Bank, IndusInd Bank, Jio Payments Bank, Paytm Payments Bank, State Bank of India, YES BANK, and a few more are among the banks, merchants, and aggregators that have gone live with UPI Auto-Pay.