Card Profile and Eligibility
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IndianOil Citibank Credit Card has been launched by Citibank.
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IndianOil Citibank credit card is a great fuel credit card that includes surcharge waivers and other valuable perks.
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Applicant should be above 18.
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The minimum CIBIL score of the applicant should be 700 or above.
Unique Features
Rs. 250 worth of free fuel on your
card's first spending.
Reward points never expire.
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4 turbo points for every Rs. 150 spent on petrol at IndianOil outlets (1 turbo point=Re 1)
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2 Turbo Points on every 150 spent at grocery and supermarkets & 1 Turbo Point on every 150 spent elsewhere on shopping, dining, etc. (1 turbo point = Rs.0.30).
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Citibank's concierge services include reservations for restaurants, hotels and more, as well as services like SMS banking, online banking, and mobile banking.
Features And Fees
Annual Fee
Rs.1,000 (waived on spending a total of Rs30,000 in a year)
Joining Fee
INR 0
Cash back
Turbo points Value
Rs.0.35
EMI Deals
Yes
Late Payment Fee
For Total Amount Due :
0- Rs.15,000+
Charges:0-Rs.1300
Railway Ticket Booking Surcharge
1.8% of the transaction value
Turbo Points Expiry
Never
Airport Lounge Access
No
ATM Cash Withdrawal Fee
2.5% of the amount withdrawn
Accident Insurance
No
Turbo Points value
for Air Miles
0.75 miles
Free Fuel Available
Upto 71 Litres
Interest
3.75% per month (i.e. 45.00% annualized)
Over Limit Charge
2.5% of the over-limit amount
Benefits in Multiplexes
Small combos for sunday show
Cash Advance Fee
2.5% of the amount withdrawn
MyRupaya Rating
What We DiD Not Like
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No airport lounge access.
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Only beneficial for people with fuel consumption issue.
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Annual fees is only waived on expenditure of Rs.30000 or more otherwise it is Rs.1000/year