Card Profile and Eligibility
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Axis Bank MY zone Credit Card has been launched by Axis Bank.
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The benefits of the MY ZONE Credit Card include instant discount on Swiggy, movie benefits, complimentary lounge access, OTT benefits and much more.
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Primary cardholder should be between 18 to 70 years of age
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Applicant should be a Resident of India or Non-Resident India.
Unique Features
4 Complimentary Airport Lounge Access on select domestic airports. One per calendar quarter
Up to 20% off at partner restaurants
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You get 40% off on Swiggy, free SonyLiv 1 year subscription, free movie tickets, complimentary airport lounge access, fuel surcharge waiver and much more.
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The benefits of the MY ZONE Credit Card include instant discount on Swiggy, movie benefits, complimentary lounge access, OTT benefits
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1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Features And Fees
Annual Fee
1st Year: Nil
2nd Year onwards: Rs. 500
Joining Fee
Rs. 500
Cash Withdrawal Fees
2.5% (Min. Rs. 500) of the cash amount
Airport Lounge Access
Yes
Late Payment Fee
For Total Amount Due :
0- Rs.50,000+
Charges:0-Rs.1000
Railway Ticket Booking Surcharge
As prescribed by IRCTC/Indian Railways
Cash Payment Fee
Rs. 100/-
Cheque Return Fee
2% of the payment amount subject to min. Rs. 450
Over Limit Penalty
2.5% of the overlimit amount (Min. Rs 500)
Reward Point Redemption fee
Nil
Foreign Currency Transaction Fee
3.5% of the transaction value
Cash Payment Fee
Rs.100
Interest
3.6% per month
(52.86% per annum)
GST
As per existing Government norms
Card Replacement Fee
Rs. 100
MyRupaya Rating
What We DiD Not Like
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Lounge Access Limited to once every quarter
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High Interest Rates (3.4% per month)
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