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Axis Bank Ace Credit Card

Card Profile and Eligibility

  • Axis Bank Ace Credit Card has been launched by Axis Bank. 

  • The card becomes your daily companion, providing you with accelerated cashback on all of your purchases. 

  • Applicant should be above 18.

  • The minimum CIBIL score of the applicant should be 750 or above. 

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Unique Features

4 Complimentary lounge access per year

Enjoy in exquisite cuisines and save up to 20% at India's 4000+ partner restaurants.

  • 5% Cashback on bill payments (electricity, water, gas, LPG and broadband), DTH and mobile recharges through Google Pay.

  • 4% Cashback on Swiggy, Zomato and Ola.

  • 2% Cashback on All other merchants.

  • 1% fuel surcharge waiver at all fuel stations in India.

  •  Maximum of up to Rs 500 per statement on transactions between Rs 400 and 4000.

Features And Fees

Annual Fee

2nd year onward: Rs. 499
Annual Fee waived off on annual spends greater than Rs. 2,00,000.

Joining Fee

Rs. 499
Joining Fee reversed upon spends of Rs. 10,000 within 45 days of card issuance

Upper limit on Cashback 

No

EMI Options

Yes

For transactions of 2500+

Late Payment Fee

For Total Amount Due :

0- Rs.10,000+

Charges:0-Rs.700

 Railway Ticket Booking Surcharge

As prescribed by IRCTC/Indian Railways

Cashback on Fuel Transactions

No

Airport Lounge Access

Yes

Valid till-31st August 2025

Cashback valid only on

Google Pay

Wallet loading transactions &

Cash Advances

No Cashback

Foreign Currency Transaction Fee

3.5% of the transaction value

Cheque Return Fee

2% of the payment amount subject to min. Rs. 450

Interest

3.6% per month

(52.86% per annum)

Over Limit Charge

3% of the over limit amount

(Min Rs. 500)

Gst charged on Fuel Surcharge

Not refundable

Cash Payment Fee

Rs.100

MyRupaya Rating 

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What We DiD Not Like

  • Cashbacks are mostly available for only Google Pay users..

  • Finance charges of approx 56% per annum are too high. 

  • No cashback on fuel transactions.

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Disclaimer

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