Card Profile and Eligibility
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Axis Bank Ace Credit Card has been launched by Axis Bank.
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The card becomes your daily companion, providing you with accelerated cashback on all of your purchases.
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Applicant should be above 18.
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The minimum CIBIL score of the applicant should be 750 or above.
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Unique Features
4 Complimentary lounge access per year
Enjoy in exquisite cuisines and save up to 20% at India's 4000+ partner restaurants.
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5% Cashback on bill payments (electricity, water, gas, LPG and broadband), DTH and mobile recharges through Google Pay.
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4% Cashback on Swiggy, Zomato and Ola.
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2% Cashback on All other merchants.
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1% fuel surcharge waiver at all fuel stations in India.
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Maximum of up to Rs 500 per statement on transactions between Rs 400 and 4000.
Features And Fees
Annual Fee
2nd year onward: Rs. 499
Annual Fee waived off on annual spends greater than Rs. 2,00,000.
Joining Fee
​Rs. 499
Joining Fee reversed upon spends of Rs. 10,000 within 45 days of card issuance
Upper limit on Cashback
No
EMI Options
Yes
For transactions of 2500+
Late Payment Fee
For Total Amount Due :
0- Rs.10,000+
Charges:0-Rs.700
Railway Ticket Booking Surcharge
​As prescribed by IRCTC/Indian Railways
Cashback on Fuel Transactions
No
Airport Lounge Access
Yes
Valid till-31st August 2025
Cashback valid only on
Google Pay
Wallet loading transactions &
Cash Advances
No Cashback
Foreign Currency Transaction Fee
3.5% of the transaction value
Cheque Return Fee
2% of the payment amount subject to min. Rs. 450
Interest
3.6% per month
(52.86% per annum)
Over Limit Charge
3% of the over limit amount
(Min Rs. 500)
Gst charged on Fuel Surcharge
Not refundable
Cash Payment Fee
​Rs.100
MyRupaya Rating
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What We DiD Not Like
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Cashbacks are mostly available for only Google Pay users..
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Finance charges of approx 56% per annum are too high. ​
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No cashback on fuel transactions.






